NIOJI - A card you can control

Nairobi, Kenya

Leap² Innovation Challenge on FinTech. Theme: FinTech.

The goal of this innovation is to generate single or multiple virtual/physical debit card [for employees and dependents] in less than 1 minute, fund accounts using a variety of methods, set transaction limits, set spending limits, set budgets and authorised vendors, enable and disable cards from a web/mobile app.

It takes opening a bank account, 3 days, a bank visit, about 10USD and some legal paper work (indemnity agreements) to obtain a single/multiple bank debit card for an individual or a multiple people sharing one bank account/expense card (no banks offers this).

Once you finally get the debit card; It is fully controlled by the bank i.e You will need to call the bank to authorise online payments, disable your card if stolen, load funds to account, get exchange rate if you are buying online and outside.

With NIOJI, you will be able to generate single or multiple virtual/physical debit card [for your employees and dependents] in less than 1 minute, fund you account using a variety of methods, set transaction limits, set spending limits, set budgets and authorised vendors, enable and disable you card from a web/mobile app.